The credit card is the most common deposit method used by players to fund their accounts at online casino sites. Every gambling site accepts most credit card brands, with Visa and MasterCard being the two most popular. Other brands such as Discover and American Express are also supported by a good number of operators.
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Casino sites that accept credit cards also accept debit cards that are branded by the same companies. If you have a debit card that you’d like to use, take a look at the front of the card and see if it has a logo by Visa or some other major brand. If so, you can use that card to deposit as well.
Anyways, the casinos that you see above are the best for credit card deposits based on two primary factors. First of all, these sites have the highest acceptance rate of credit cards. Banking laws in certain countries sometimes result in rejected deposits. I’ll explain this more in a minute, but just know for now that the above sites are the most likely to accept your deposit.
The other major factor to consider is the safety of the casino site. This is always something to look at whenever we’re talking about real money gambling. Additionally, you want to know the casino has the proper security mechanisms in place to keep your payment details safe and private.
How to Deposit with a Credit Card
If you have a casino and a credit or debit card, you’ve got everything you need to make a deposit and play real money games. The mechanics of actually funding your account are the same as making an online purchase at any retailer.
First, sign up for an account at the casino of your choice. Next, log in to your account and visit the cashier. Choose the option for credit cards and then fill out the form on the next page. You’ll be asked for your name, address and credit card number just like you would if you were buying something off Amazon or EBay. Last, type in the amount you’d like to deposit.
Click the “confirm” button and your casino account will be credited within minutes. Your credit card will then be charged for the amount of your deposit. Now, your casino account is funded and you’re ready to go play games and win money. It’s that easy.
The ease of depositing is the greatest advantage of using a credit or debit card to deposit. It’s as simple as typing in your information and confirming the deposit. You can run through the whole process from signing up to playing your first game in minutes.
Earlier I alluded to the “acceptance rate.” The deal with acceptance rates comes from banking rules in certain markets that make it difficult for casinos to accept credit card deposits. More specifically, banking laws in Russia direct all financial institutions to block deposits to known gambling sites.
Every credit card transaction is “coded” for information purposes. When you deposit to a gambling site, the transaction is coded as related to gambling. Banking institutions based out of the United States are obligated to block such transactions.
Online casino websites therefore use third-party payment processors to avoid the transaction being coded as related to gambling. Thus, your deposits are processed without any trouble. However, some transactions inevitably get caught up in the net and are blocked as a result.
So, if your transaction is ever rejected even though you know you have money, it’s because your deposit was identified as potentially related to online gambling. This causes the bank to block the transaction and give you a “declined” message.
It’s more of an annoyance than anything else. Even so, that’s why I list the sites that have the highest acceptance rate of credit card deposits. If you use one of the sites recommended on this page, you likely won’t have any problem making a deposit.
What if I can’t deposit?
If you can’t deposit with a credit card, fear not. There are alternatives. One alternative is to try a different card if you have one. If that doesn’t work or you don’t have one, you can also try a different deposit method.
Depending on where you live, you can use cash transfer payments to get up and going. With this method, you’ll be given a referral number and then directed to your nearest cash transfer station. Give your money to the agent there and she will transfer the funds to your gambling site. You should be credited with the deposit that same day.
It’s not unheard of for players OUTSIDE the USA to have problems as well. Many of the world’s largest banking institutions are based in the USA and that can cause problems even if you’re not in the US. Banks aren’t obligated to block transactions for non-US customers, but every once in a while international payments get caught up too. If this happens, you can use any of a number of other deposit methods open to players around the world.
Can I withdraw to my credit card?
In most cases, no. Credit cards are primarily used as funding methods only. When you go to withdraw, you’ll usually be asked to choose a different withdrawal method. This may include a direct bank transfer, cash transfer or a check in the mail. If you have an account with an e-wallet such as Neteller or Skrill, you can use that too (non-US players only).
Are there any fees for depositing?
Sometimes. Some brands process all deposits free of charge while others add a small fee. If your site does charge a credit fee, it’s usually in the range of three to five percent.
Wes Burns co-founded OnlineCasinoSites.com with a mission to help gamblers understand and navigate the regulated online casino market in all countries around the world. Wes is a respected gambling journalist, working in the industry since 2008.